That, he said, appeared to leave little room for the cost of credit insurance.

Fewer people say that the total cost of credit or the interest rate is important to their choice.

This is a very significant step forward, so that consumers can see the real cost of credit using one single figure.

Increases in the rate directly affect the cost of credit for all.

An increase in the discount rate, by increasing the cost of credit, can also slow down the economy.

But then they see that, for all the options except one, the total cost of credit is identical.

The high cost of credit is one source of the pressure for change.

The cost of credit is not getting any cheaper.

Even though interest rates in Japan are below 1 percent, the real cost of credit can be pushed negative by price inflation.

The cost of credit, expressed as a percentage rate.

There are in practice four possible consumer measures of the cost of credit.

Federal funds are what banks charge one another for temporary loans and the rate is thus considered the basic cost of credit.

Price controls, whether on goods or the cost of credit, are a bad idea except in a genuine emergency.

The funds rate is considered the basic cost of credit because most other interest rates are scaled upward from it.

The Fed's perceived target for this bedrock cost of credit is 6 percent.

Higher interest rates, in Wall Street's view, would cut into these trends by raising the cost of credit.

He said it could damage an industry that has helped to reduce the cost of credit by helping lenders manage risk.

In general, most people reckon that the cost of credit they have been using is more or less as they had planned.

Nor did the Fed's aggressive efforts to add reserves to the banking system affect this basic cost of credit.

Whether the move was a technical adjustment or not, it kept the bedrock cost of credit - Federal funds - from rising.

But years of sluggish economic growth and the high cost of credit kept the industry from expanding faster.

And the 6.25 percent funds rate had been widely perceived as the Fed's target for this bedrock cost of credit.

Indeed, cries of pain rose from Mexican business leaders who have been crushed by the high cost of credit.

The committee did not break down the cost of credits for diesels versus hybrids and other technologies.

This would cause the public cost of credits to explode, and would not solve other practical difficulties.