The Bank has plans for moderate growth in branches, total business and profits.

A resurgence late last year brought total business back within 2 percent of the annual average.

Next year, we are going to make a big splash to build our total business here.

The company declined to disclose its total business in the Federal and state programs.

These are marketed in 90 countries around the world and overseas sales represent 40% of total business.

"Exports are now 50pc of the total business, while turnover in the last year has risen from £1.5m to £2.4m."

"Custom printed T-shirts are becoming an important part of our total business."

They account for 90 percent of our total business.

"The New York office drives a high percentage of the total business in an organization like that."

Another Western banker estimated total new business at $5 million.